Accident---->Insurance

By: AVI on 08:05

S / he suffered injuries as a result of an accident when the accident insurance is available to cover the insured money. Accident insurance in case of injury of an insured to pay hospital bills and medical when the holder dies in an accident, is the family money benefits are provided. This insurance applies 24 hours a day, 365 days a year, commonly known as a personal accident insurance.

Under the personal accident insurance, the holder of the wounded, by the time he / she can not work due to accidental injuries, like income per month in cash benefits. This income is taxable and the head of state tax revenue benefits unless s / he can claim not exceeded. If the holder dies due to an accident, the family receives a certain amount at once.

(Personal Accident Insurance Policy Types)

Eight common types of insurance personal accident are:

Personal: This policy can be taken by anyone. The benefits are usually locked partner and children. Several activities are excluded from this policy because it is like hiking and climbing, adventure sports are not as useful for those who love. Children: unable to work due to an accident or had to pay for the purpose of this policy is to provide financial support to parents. 

 Group: This policy is used by the company to cover staff costs related to the accident. 

 Attendance: the self-employed are not eligible for benefits because of an injured employee, they are bad. 

Team: A team of accident insurance policies, organizers may want to cover all members of a sports team.

Professional: These policies have special requirements, an athlete, actor, lawyer or doctor may,, is specifically for freelancers.

50: Crash of its most unfortunate injuries can cause this policy to people over 50 years old is directed.

 Travel Accident: This policy met with an accident while traveling in the support is provided.

Accident insurance policy to suit different needs. Understanding the policy should be selected carefully.